Frequently Asked Questions
Answers to common questions about getting started.
A little clarity goes a long way.
Where should I start if I’m buying a home?
Start with a conversation about your purchase plans, income, available funds, and comfort with a monthly payment. We can explain the application process and help you identify the documents needed to review your financing options.
What if I’m self-employed or buying an investment property?
Tell us about your income structure and the property you’re considering. We can discuss conventional and alternative documentation scenarios, as well as investor financing, subject to lender requirements and eligibility.
How do I know whether refinancing makes sense?
Compare the potential benefits against closing costs, the new loan term, and how long you expect to keep the loan. A refinance review can help you assess the tradeoffs for your specific situation.
What documents should I prepare?
Common requests include identification, income and employment documentation, recent bank statements, and information about the property and existing debts. The exact list depends on your loan program and circumstances. Please use a secure application channel for sensitive documents.